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## You can do financial transactions through mobile banking using a A.Smartphone B. Home phone C.Smart Card D.Computer

You can do financial transactions through mobile banking using a A.Smartphone B. Home phone C.Smart Card D.Computer

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## Many would say that Europeans, and later the United States, exploited the fertile lands of the Central America region to suit their own financial interests. A) True B) False

Many would say that Europeans, and later the United States, exploited the fertile lands of the Central America region to suit their own financial interests. A) True B) False

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## Consider college officials in admissions registration, counseling, financial aid campus ministry, food services, and so on. How much money do these people make each year? Suppose you read in your local newspaper that 45 officials in student services earn an average of \$50,340 each year. Assume that the standard deviation is \$10,780 for salaries of college officials and student services. Find a 90% confidence interval for the population mean salaries of such personnel. Round your answer to the nearest dollar and don;t forget to use the \$ sign.

Since sample size is > 40, we use the z-score
in calculating for the confidence interval.

The formula is given as:

Confidence Interval = X ± z * σ / sqrt (n)

Where,

X = mean = \$50,340

z = z-score which is taken from standard distribution
tables at 90% confidence interval = 1.645

σ
= standard deviation = \$10,780

n = sample size = 45

Substituting to the equation:

Confidence Interval = 50,340 ± 1.645 * 10,780 / sqrt (45)

Confidence Interval = 50,340 ± 1,607

Confidence Interval = \$48,733 to \$51,947

Therefore the salary range of the personnel is \$48,733 to \$51,947.

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## What was one major effect that the Civil War had on the financial system of the northern states?

What was one major effect that the Civil War had on the financial system of the northern states?

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## In a life insurance policy, which provision states who may select policy options, designate and name a beneficiary, and be the recipient of any financial benefits from the policy?

Americans will pay more for goods produced in Mexico in 2011.

Explanation:

This is a situation of devaluation of the dollar in relation to the Mexican peso. If in 2009 the dollar was worth 16 pesos, but in 2011 it is 14, it means that the purchasing power of the dollar in relation to the Mexican peso has decreased, although it is still high.

In that case, for an American to buy products produced in Mexico in 2011, he or she will spend a little more dollars than he or she would spend in 2009. This is common, since the currencies fluctuate according to the financial market . Thus, the dollar can be valued or devalued, as happened in this example.

If, for example, in 2015 the dollar will buy 20 pesos, it will mean that the dollar appreciated in relation to the peso, increasing the purchasing power of Americans for Mexican products.

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## Which would add the most emotional impact to a news story? A.map showing the location of a recent natural disaster. B.a statement from the mayor about a disasters financial cost. C.a timeline detailing a disaster’s main events. D.a video showing people stranded on the roof of their flooded home.

Henri Rousseau’s Portrait of a Woman

Explanation:

Magical Realism finds precedent in eighteenth-century Gothic novels, but also connects with sixteenth-century Baroque or Surrealism, almost contemporary in the early twentieth century.

Among the most striking features of this movement, we find the blend of realism with pure unreality that is observed as normal, with the integration of magical elements without seeming extraordinary.

These works do not explain the supernatural elements and are narrated as something natural, with characters unaware of their transcendent dimension. In addition, death has paramount value in the relativistic discourse of truth, with a metaphysical focus on space and time and an intimate atmosphere that blends characters with myths, legends, and natural cultures.

Henri Rousseau’s Portrait of a Woman is considered one of the first magical realistic stories.

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## Financial aid that is given based on a family financial background is called ____ aid. A.) government based B.)FAFSA C.)merit based D.)need based

Economic profit is calculated as:

Economic profit = Total Revenues – Total Cost

Total cost both includes explicit and implicit cost. In
this case, the explicit cost is \$8,000 while the implicit cost is \$64,000.
Explicit cost is a direct payment made to run the business while implicit cost
is the opportunity as accountant that is lost. Therefore,

Economic profit = \$150,000 – (\$8,000 + \$64,000)

Economic profit = \$78,000

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## Calculating the return on investment using financial leverage. suppose Dave invested only 20,000 of his own money and borrowed 180,000 interest-free from his rich father. what was his return on investment?

The correct option is B) \$680.

Step-by-step explanation:

Consider the provided information.

Her total amount invested was \$1,500. At the end of the year, she had earned \$106.40 in interest.

Let she invested x amount with 8% interest rate.

Total amount she invested was \$1,500, thus the amount she invested with 6% interest rate was 1500-x.

Total interest she earn was \$106.40

Write this information into mathematical form.

Hence, she invested \$820 with 8% interest rate.

The amount she invested with 6% interest rate was 1500-x.

Substitute the value of x in above.

1500-820=680

Hence, she invested \$680 with 6% interest rate.

The correct option is B) \$680.

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## Shelby has an account at a financial institution that will waive the monthly fee if she keeps a certain amount in savings. what kind of account does she have?

Depreciation=(equipment cost-salvage value)/useful life

Depreciation=(16,950−4,200)÷6
=2,125 per year

Book value after 3 years
=16,950−2,125×3
=10,575

Now find the amount of depreciation to be charged against the equipment during each of the remaining years of its useful life
Depreciation=(equipment cost-salvage value)/useful life

Depreciation=(10,575−1,695)÷3
=2,960

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## Read the excerpt from The Code Book. More than a hundred million e-mails are sent around the world each day, and they are all vulnerable to interception. Digital technology has aided communication, but it has also given rise to the possibility of those communications being monitored. According to Zimmermann, cryptographers have a duty to encourage the use of encryption and thereby protect the privacy of the individual: A future government could inherit a technology infrastructure that’s optimized for surveillance, where they can watch the movements of their political opposition, every financial transaction, every communication, every bit of e-mail, every phone call. Everything could be filtered and scanned and automatically recognized by voice recognition technology and transcribed. It’s time for cryptography to step out of the shadows of spies and the military, and step into the sunshine and be embraced by the rest of us. In the excerpt, the purpose of the statistic “more than a hundred million e-mails” is to show that digital information is widespread and available to monitoring. most e-mails that are sent are not viewed by the government. encryption has been used by the military but not ordinary citizens. e-mail is a good way for people to communicate nowadays.

Gather references, and prepare your résumé.

Explanation:

Before a job interview, it is advisable to prepare a copy of your résumé and references, as well as bring a pen and notepad.

The rest of the alternatives are incorrect because asking the company to keep your résumé on file is inappropriate – you should always carry a copy of  it; asking and answering questions politely happens during the course of the interview; and restating your interest is done after the interview has occurred.

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## Which of the following is the best example of making a financial mistake? Select the correct answer below. A. Running up credit card bills and not being able to afford to pay them off B. Going into debt to get a mortgage for a new home C. Going into debt to pay for your undergraduate degree at a university D. Charging an item on your credit card but waiting until the bill is due to pay it off the same month

In the first part, where Bill tells Matt that he has three kids and the product of their ages as well as the sum, there are two possible combinations of ages that have the same sum; 3, 3, and 8, as well as 2, 6, and 6. However, once Bill says that he only has a youngest child, no two youngest children, we can eliminate 3, 3, and 8, and the ages are 2, 6, and 6.

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## Suppose winston's annual salary as an accountant is \$60,000, and his financial assets generate \$4,000 per year in interest. one day, after deciding to be his own boss, he quits his job and uses his financial assets to establish a consulting business, which he runs out of his home. to run the business, he outlays \$8,000 in cash to cover all the costs involved with running the business, and earns revenues of \$150,000. what are winston's economic profits

Suppose winston’s annual salary as an accountant is \$60,000, and his financial assets generate \$4,000 per year in interest. one day, after deciding to be his own boss, he quits his job and uses his financial assets to establish a consulting business, which he runs out of his home. to run the business, he outlays \$8,000 in cash to cover all the costs involved with running the business, and earns revenues of \$150,000. what are winston’s economic profits

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## Absent government regulations to guard against fraud, why might top managers deceive investors about the true financial condition of their firms? top managers might want to deceive investors about the true financial condition of their firms ________.

Absent government regulations to guard against fraud, why might top managers deceive investors about the true financial condition of their firms? top managers might want to deceive investors about the true financial condition of their firms ________.

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## On which Financial Statement would you most likely find the amount that a retail organization spent for a year to acquire the merchandise they sale? Question 21 options: 1) Invoice 2) Balance Sheet 3) Income Statement 4) Packing slip

The integumentary system covers the surface of the body is true about the integumentry system.

Explanation:

The integumentary system includes the skin, nails, glands, hairs, and nerves. Its main role is to act as a barrier to protect the body from the outside environment. It also retains body fluids, regulates body temperature, eliminates waste products, and protects against disease.

The integumentary system is the largest organ in the body that covers the surface of the body.

Thus, The integumentary system covers the surface of the body is the true statement about the integumentry system.

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## The ability to conduct financial transactions through a smartphone is known as

Professor Pollack of the University of Chicago, manage to fit this advice into one index card. He enumerated this:

1.       Max your 401k or equivalent employee contribution.

2.       Buy inexpensive, well diversified mutual funds such as Vanguard Target 20XX funds.

3.       Never buy or sell an individual security. The person on the other side of the table knows more than you do about this stuff.

4.       Save 20% of your money.

5.       Pay your credit card balance in full every month.

6.       Maximize tax-advantages savings vehicles like Roth, SEP and 529 accounts.

7.       Pay attention to fees. Avoid actively managed funds.

8.       Make financial advisor commit to a fiduciary standard.

9.       Promote social insurance programs to help people when things go wrong.

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## Bonnie and clyde have decided to purchase a new entertainment center. as this will be a major financial investment, they spend a lot of time researching their options. helen, a psychology student, advises them to distract themselves with an alternate activity before they come to any purchase decisions. is this a good advice?

Some of them you mentioned already :

race – the racial make up of the society (it can be informative if the race is coorelated for example with income)

gender – the gender make up of a society, which is usually 50% male and 50% female, but differences from that can cause social problems

class- for example whether the society is more uniform, or whether huge differences between classes exist

other aspects can include

age- can tell us how many people are in a working age

education and literacy – it can help us predict the wealth of the country

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## _____ is a personal application software that includes a wide range of built-in functions for statistical, financial, logical, database, graphics, and date and time calculations

Impaired drivers “may experience emotional, societal, financial, legal, and physical consequences that last a lifetime”.

Impaired driving is unsafe. It’s the reason for the greater part of all vehicle crashes. It implies working an engine vehicle while you are influenced by Liquor, Legitimate or illicit, medications, Lethargy, Diversions, for example, utilizing a PDA or messaging, having a therapeutic condition which influences your driving.

For your security and the wellbeing of others, don’t drive while impaired. Have another person drive you or take open transportation when you can’t drive. On the off chance that you have to accept a call or send an instant message, pull over.

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## Which sentence does not contain a hidden verb? the lab assistant gave a demonstration on how to create a suitable sample. the office manager analyzed the financial reports. the associate dean arrived at the conclusion that the computer labs are outdated. the information technology department has a requirement for technical training. do you have a need for a new laser printer?

We can use the formula for binomial
distribution in calculating for the probability that exactly two customers out
five will default on their payments.

The formula is:

P(r) = nCr*q^(n-r)*p^r

Where:

n = sample size, 5

r = successes, 2

q = failure rate, 96% = 0.96

r = success rate, 4% = 0.04

Substituting on the formula:

P = 5C2*0.96^3*0.04^2

P = 0.0142 or 1.42%

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## John took a call from a customer who wanted to purchase 1,000 shares of a company’s stock, which just went public. What is John’s profession? tax accountant insurance sales agent real estate agent financial services sales agent

Michael Dell has good technical skills because he used to build and sell the laptop himself.

Further Explanation:

Business skills: There are three types of skills namely, conceptual skills, human skills, and technical skills.

The conceptual skills refer to the ability of a person to see the situation as a whole and analyze it to make the decision.  It is required more by the top management. Human skill refers to the ability of the person to communicate effectively with people in order to motivate and guide them to work more effectively.

Technical Skills refer to the ability and knowledge to use a variety of techniques in order to achieve what they want. It includes skills like design various kinds of services and products, market the services and products, etc.

In the case of Michael Dell, he is using his technical skills to make and market the laptops. It does not use these skills because now he is the Chief Executive Officer of the company, and the skills that are required by the CEO are the conceptual skills.

1. The span of control

2. The percentage of sales method

3. The sales budget

Chapter: Human Resource Management

Keywords: Michael Dell, CEO of Dell, a large computer manufacturer, building and selling computers, during college, does not frequently, use, skills now, it is likely, that, skills, now, human resource management, conceptual skills.

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## Which financial institutions are often called thrifts? a finance companies b savings and loans c commercial banks d credit unions

Explanation:

Savings and loans financial institutions are known to be financial institutions which permit account holders to deposit and save money in their account. Furthermore, the financial institutions in turn pay interest into the account. They are also known as savings bank or thrifts. Thus, they provide loan to individuals in order to buy a house.

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## According to President Obama, what are the reasons for the financial crisis?

C.) To fuel space exploration programs

C is the correct answer because through the process of elimination, we know that European countries are trying to find energy sources the reduce the amount of air pollution, so A is not correct. Also, we know B is not correct because since fossil fuels aren’t always widely available in Europe, drastically running out, and the population of the continent keeps increasing, European countries are struggling to keep up with the demand for fossil fuels. As a result, they are trying to find cheap, renewable energy resources to keep up with the demands of the ever-growing population. Let’s skip to D. D is not correct at all because European countries actually do want to find new renewable energy sources, for the reasons stated in A and B. By investing in them, European countries are funding scientists to help harness the power of nature (solar, wind, hydroelectric, etc…). Let’s go back to C. Yes, a huge amount of fossil fuels are used for fuel in a rocket, and scientists may be trying to find ways to use renewable energy instead of precious fossil fuels, but is that a main reason for European countries investing in new sources of energy? No, it may be a minor reason, not even a reason at all, but definitely not a main reason. After looking at answer choices A, B, and D, you can conclude C is not a reason for why European countries have invested in new sources of energy.

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## A formalized report that summarizes your current financial situation, analyzes your financial needs, and recommends a direction for your financial activities is a(n) A. insurance prospectus. B. financial plan. C. budget. D. investment forecast.

Let:
x = amount in the account invested in 2.5%
20000 – x = amount in the account invested in 3%

Solution:
.025x + .03 (20000 – x) = 540
.025x + 600 – .03x = 540
-.005x + 600 = 540
-.005x = 540 – 600
-.005x = -60
x = 12000

Therefore, that person invests 12,000 at 2.5%
and
20,000 – 12,000 = 8,000 at 3%

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## Which event pushed the Western Allies to seek a military alliance? a. the successful detonation of the Soviet Union’s first atomic bomb b. the refusal of Soviet Union to accept financial aid under the Marshall Plan c. the communist takeover of the Czech government with Soviet support d. the complete demilitarization of East Germany by the Soviet Union

Answer:  NATO’s original purpose was to serve as an alliance for defense against the Soviet-led communist block of countries.

Details:

After World War II, as the Cold War began, the the Soviet Union had shown that it wanted to expand its area of control in Eastern Europe.  In response, the United States, along with Canada, joined with ten European countries in signing the North Atlantic Treaty in 1949.  This created the North Atlantic Treaty Organization (NATO), which was a defensive military alliance of democratic states over against the expanding threat of communism felt in the Cold War environment.  The ten original Western European members of NATO were the United Kingdom, France, Belgium, the Netherlands, Denmark, Norway, Portugal, Italy, Iceland, and Luxembourg.

The formation of the Warsaw Pact was in direct response to the formation of the North Atlantic Treaty Organization (NATO). The Warsaw Pact was given that name because the agreement was signed in Warsaw, Poland.  Established in 1955, the Warsaw Pact included the Soviet Union, Albania, Bulgaria, Czechoslovakia, East Germany, Hungary, Poland, and Romania.  The nations signing the treaty called on each other to defend of any member of the Pact that was threatened by enemy forces.

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## Karen doesn’t like driving to the local bank branch, but doesn’t think that it is secure to do financial transactions on her phone. What is the best banking option for her?

11,482 to 11,950 students

Step-by-step explanation:

Given: A phone survey about university tuition has a margin of error of +/– 2%.

To Find: What is the range of number of people who think tuition is too high at the university if 2004 of the 3421 students said it was and there are about 20,000 students at the university

Solution:

We are given that there are about 20,000 students

We are also given that 2004 of the 3421 students said  tuition is too high at the university

Since we are given that A phone survey about university tuition has a margin of error of +/– 2%

So, 2% of 11715.87 = 234.31 ≈ 234

So, now

Hence the range of f number of people who think tuition is too high at the university is 11,482 to 11,950 students